SMSF Australia Blog Articles
What does a Part A Qualification on an SMSF Audit Report mean?
A Part A qualification means the auditor cannot fully verify the SMSF's financial statements. Learn what triggers it crypto, investment platforms, and NALI
What are the rules for children under 18 joining an SMSF?
A child under 18 can be an SMSF member but cannot be a trustee or director. Learn who can act on their behalf and what the SIS rules require for minor members.
What is the 45-day rule for SMSF?
The 45-day rule requires SMSFs to hold shares at risk for at least 45 days to claim franking credits. Learn how the rule works, what dividend washing is
How do foreign resident capital gains withholding clearance certificates work with SMSFs?
From 1 January 2025, all foreign SMSF property vendors must obtain a Foreign Resident CGT Withholding Clearance Certificate .
Which banks give loans to SMSF?
Most major banks no longer lend to SMSFs, but some still do. See our comparison of SMSF lenders for property and share-backed LRBAs.
When is an Acknowledgement of Trust used for an SMSF?
An acknowledgement of trust is used when an SMSF asset is purchased in the wrong name. Learn when it applies, how auditors view it, and stamp duty risks
Can I start an SMSF with $100,000?
There's no legal minimum to start an SMSF, but research suggests $200,000 is the point where costs become competitive with industry funds.
Do I need a financial advisor to manage my SMSF?
A financial advisor is optional for SMSFs but can add real value for investment strategy, estate planning, and contribution advice. Learn the pros, cons, costs
Can I sell my SMSF property to myself?
Yes, you can buy property from your SMSF, but it must be at market value and fully arm's length. Learn the rules, valuation requirements, and tax consequences
Can I buy gold with my SMSF?
Yes, SMSFs can buy gold bullion, ETFs, or coins, but gold coins and jewellery are treated as collectables with strict ATO storage and insurance rules.
