SMSF Australia Blog Articles

Exceeded your super contribution caps? Learn how the ATO taxes excess concessional and non-concessional contributions in an SMSF, and your release options.

The CGT retirement exemption lets you disregard up to $500,000 of capital gains on active asset sales. Learn how to contribute those proceeds into your SMSF.

Spouse contributions can boost your partner's super and may entitle you to an 18% tax offset. Learn the income limits, contribution caps, and SMSF requirements.

From 1 July 2026, super must be paid on payday. Your SMSF needs a complying ESA and NPP-enabled bank account to receive contributions within the 7-day window.

Re-contribution strategies are generally accepted by the ATO for estate planning purposes, but certain arrangements can trigger Part IVA anti-avoidance rules.

The non-concessional contributions cap is $120,000 for the 2025/26 financial year, rising to $130,000 in 2026/27. Learn about eligibility, total super balance thresholds, and the bring-forward rule.

The concessional contributions cap is $30,000 per member for 2025/26, rising to $32,500 in 2026/27. Learn what counts as a concessional contribution, Div 293 implications, and carry-forward rules.

Since October 2021, all SMSF rollovers must use SuperStream. Learn how to transfer super from your existing fund into your SMSF

Yes, concessional super contributions can save high-income earners up to 30% in tax. Learn how salary sacrifice, member contributions, carry-forward rules, and spouse contributions work in an SMSF

Life is not over at 65.  Many people are still working, and life events means you may inherit money from your parents or sell a business or sell your home