SMSF Australia Blog Articles

What can I purchase with my SMSF?

Explore what your SMSF can invest in, from shares and property to crypto and collectables, plus the rules governing related-party transactions

Emily Cooper

April 26, 2025

Read time: 6 mins

What age are SMSF benefits tax-free

SMSF benefits are generally tax-free from age 60. Learn how death benefits, dependant pensions, TRIS payments and early release conditions are taxed.

Luke Edwards

April 22, 2025

Read time: 4 mins

Do I get my spouse’s superannuation if they die?

Your will doesn't control your super. How SMSF death benefits pass to a spouse, why binding nominations matter, and what happens if there's none.

Christopher Overton

April 18, 2025

Read time: 7 mins

What are the key features of a Self Managed Super Fund?

The key features of an SMSF: up to six members, trustee rules, the sole purpose test, permitted investments, related-party limits and setup costs.

Joan Sayas

April 14, 2025

Read time: 4 mins

What is the difference between an SMSF Auditor and an SMSF Accountant?

SMSF accountants prepare the financials and tax return; independent auditors check compliance. How the roles differ and why they must stay separate.

Luke Edwards

April 13, 2025

Read time: 4 mins

Do you need a Director ID for a Self Managed Super Fund?

Directors of an SMSF corporate trustee need a director ID; individual trustees don't. When and how to apply through the ABRS, plus common questions.

Emily Cooper

April 12, 2025

Read time: 4 mins

SMSFs Investing in a Related Unit Trust

How an SMSF can invest in a related unit trust: the 5% in-house asset limit, ungeared unit trust rules, NALI risks, LRBAs and worked examples.

Christopher Overton

April 11, 2025

Read time: 9 mins

Contributing to my SMSF after I turn 65

Life is not over at 65.  Many people are still working, and life events means you may inherit money from your parents or sell a business or sell your home

Cassandra Vatovec

April 11, 2025

Read time: 4 mins

What happens if I have more than 1.9 million in super?

There is no cap on the amount of money that a person can have in super. A lot of articles are rattling around the internet talking about $1.9million in super

Joan Sayas

April 10, 2025

Read time: 6 mins

Can I renovate a property owned by my SMSF?

Yes, it is possible, but care is required to ensure the renovation does not breach the superannuation laws and regulations (SISA) as well as the taxation laws. Generally, a property

Luke Edwards

April 9, 2025

Read time: 5 mins

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