SMSF Australia Blog Articles

What is an SMSF pension commutation?

A pension commutation converts all or part of an SMSF pension into a lump sum or rolls it back to accumulation. Learn when you can commute and implications.

Luke Edwards

September 23, 2025

Read time: 5 mins

What is an SMSF Pension?

An SMSF pension pays periodic income from your own super not the government. Learn how account-based pensions work, minimum drawdown rates, and SIS rules

Emily Cooper

September 20, 2025

Read time: 8 mins

Shifting to pension mode when you turn 60

65 allows automatic unrestricted access to super however, shifting to pension mode when you turn 60 is possible but a “Condition of Release” must be met.

Cassandra Vatovec

July 14, 2025

Read time: 8 mins

How much does it cost to close an SMSF?

The cost to close an SMSF is $1,500 plus GST on top of any outstanding accounting/audit work for any years not completed.

Cassandra Vatovec

July 1, 2025

Read time: 3 mins

What age are SMSF benefits tax-free

SMSF benefits are generally tax-free from age 60. Learn how death benefits, dependant pensions, TRIS payments and early release conditions are taxed.

Luke Edwards

April 22, 2025

Read time: 4 mins

Do I get my spouse’s superannuation if they die?

Your will doesn't control your super. How SMSF death benefits pass to a spouse, why binding nominations matter, and what happens if there's none.

Christopher Overton

April 18, 2025

Read time: 7 mins

What age can you take any amount out of your self-managed super fund?

Turning 65 gives you access to all of your super in your self-managed super fund (SMSF). Otherwise, you can access super before you turn 65 but there may be some

Luke Edwards

April 5, 2025

Read time: 6 mins

What happens if I get the timing wrong when Paying an SMSF Release Authority?

A SMSF release authority is an ATO notification instructing an SMSF to release money from the fund in relation to a member’s super. The ATO will send a release authority

Emily Cooper

March 14, 2025

Read time: 4 mins

Understanding SMSF | Death of a Member

Death, much like taxes, is inevitable and something your SMSF will eventually have to deal with.  It is important to understand how a death of a member is dealt with

Cassandra Vatovec

March 10, 2025

Read time: 8 mins

How do I get out of a self-managed super fund?

Once you are part of a Self-Managed Super Fund, regardless as to why you became part of it, you cannot simply walk away and hope it goes away. As director

Luke Edwards

March 2, 2025

Read time: 6 mins

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